| Benefits | Coverage |
|---|---|
| Fire Assistance | ₱30,000.00 |
| Accidental Death | ₱10,000.00 |
| Annual Premium | ₱99.00 |
TERMS and CONDITIONS
- Insured can avail one (1) policy only.
- Eligibility: Principal must be 18 to 70 years old.
- Coverage is limited to the declared residential address only.
- Total Loss – a residential is considered a constructive total loss if fire damage exceeds 75% and is subject to the submission of photos, BFP and Police Report.
- If an address is insured under more than one policy, only a single policy will apply to the claim.
EXCLUSIONS
The policy will not cover any loss or expense caused by or resulting from:
- Intentionally self-inflicted injury, suicide or any attempt thereat while sane or insane.
- War, invasion, act of foreign enemy, hostilities, or warlike operations (whether war be declared or not), mutiny, riot, civil commotion, conspiracy, rebellion, revolution, insurrection or military or usurped power or
- Congenital defects and conditions
- Engaged in any military duties or naval operations, police and civilians with peace and order duties or combatant duties or trainings
- Motorcycle related injuries or loss of life with expired or invalid driver’s licensed, expired vehicle registration.
- riving under the influence of prohibited drugs or alcohol.
- Sabotage and terrorism is not covered
- Loss or damage due to pandemic
These are only some of the exclusions. Complete listings are in the issued policy.