Palawan ProtekTODO Policies
Palawan ProtekTODO comes in seven (7) different policies to give utmost security and to suit each of our customer’s needs.
Mas pinaganda at abot-kayang Insurance policy para sa mga Estudyante!
1. Palawan ProtekTODO Eskwela MAX 30
A Personal Accident Insurance valid for (1) one year for individuals aged 5-70 years old. Insurance that provides affordable and secured protection specifically made for the student's needs. It covers Accidental Death and Death due Motorcycle, Accident, Accidental Disablement and Dismemberment, Accidental Medical Reimbursement, Burial benefit, and Daily Hospital confinement due to Accident (max of 15 days) and an additional Fire Assistance benefit (residential).
Insured can have a maximum of five (5) policies.
Insurance Premium: P30.00 / COC
| PROTEKTODO ESKWELA MAX 30 | |
|---|---|
| COVERAGES | Principal 5 to 70 years old |
| 1. Accidental Death | PHP 20,000.00 |
| 2. Accidental Disablement and Dismemberment | Up to PHP 20,000.00 (Subject to schedule) |
| 3. Unprovoked Murder and Assault | PHP 20,000.00 |
| 4. Accidental Medical Reimbursement | Up to PHP 2,500.00 |
| 5. Burial Benefit due to an Accident | PHP 2,000.00 |
| 6. Daily Hospital Confinement Benefit due to Accident (max of 15 days) | PHP 100.00 / day |
| 7. Death Due to Motorcycling Accident | Php 10,000.00 |
| 8. Cash Assistance – Due to Residential Fire | PHP 2,000.00 |
2. Palawan ProtekTODO Eskwela MAX 50
A Personal Accident Insurance valid for (1) one year for individuals aged 5-70 years old. Insurance that provides affordable and secured protection specifically made for the student's needs. It covers Accidental Death and Death due to Motorcycle Accident, Accidental Disablement and Dismemberment, Accidental Medical Reimbursement, Burial benefit, and Daily Hospital confinement due to Accident (max of 15 days) and an additional Fire Assistance benefit (residential).
Insured can have a maximum of five (5) policies.
Insurance Premium: P50.00 / COC
| PROTEKTODO ESKWELA MAX 50 | |
|---|---|
| COVERAGES | Principal 5 to 70 years old |
| 1. Accidental Death | PHP 30,000.00 |
| 2. Accidental Disablement and Dismemberment | Up to PHP 30,000.00 (subject to schedule) |
| 3. Unprovoked Murder and Assault | PHP 30,000.00 |
| 4. Accidental Medical Reimbursement | Up to PHP 4,000.00 |
| 5. Burial Benefit due to Accidental Death | PHP 3,000.00 |
| 6. Daily Hospital Confinement Benefit due to Accident (max of 15 days) | PHP 100.00 / day |
| 7. Death Due to Motorcycling Accident | Php 15,000.00 |
| 8. Cash Assistance – Due to Residential Fire | PHP 2,000.00 |
Pinalaking benepisyo at dagdag Insurance cover against Coronavirus (COVID-19)!
3. Palawan ProtekTODO Premium Pamilya MAX 300
A unique package insurance design for the family that gives security protection valid for one (1) year. It is created to address the extent security need of our Insured principal and their family. This policy offers more benefits and newly improved benefits.
Insured can have a maximum of five (5) policies.
Insurance Premium: P300.00 / COR
| Coverage | Principal (17-70 y/o) |
Spouse/Parent (17-70 y/o) |
Children/Sibling (newborn-21 y/o) |
|---|---|---|---|
| Accidental Death | P40,000.00 | P20,000.00 | P10,000.00 |
| Accidental Disablement & Dismemberment | Up to P40,000.00 (subject to schedule) |
Up to P20,000.00 (subject to schedule) |
Up to P10,000.00 (subject to schedule) |
| Unprovoked Murder & Assault | P20,000.00 | P10,000.00 | P5,000.00 |
| Accidental Medical Reimbursement | Up to P8,000.00 | Up to 4,500.00 | Up to P3,500.00 |
| Burial Benefit due to Accidental Death | Up to P10,000.00 | Up to P5,000.00 | Up to P3,000.00 |
| Death due to Motorcycling Accident | P10,000.00 | P5,000.00 | P5,000.00 |
| Death due to COVID 19 (Conditions may apply) | P1,000.00 | P1,000.00 | P1,000.00 |
| Education Assistance due to accidental death | P2,500.00/child max of 4 | P1,000.00/child max of 4 | --- |
| Cash assistance due to residential fire | P5,000.00 | P1,000.00 | --- |
Terms and Conditions
- Total Permanent loss of the use of a member shall be treated as loss of such member.
**Schedule of benefits will apply. - Motorcycling is covered except under any of the following instances: for racing purposes, under the influence of drugs or alcohol; driving without a crash helmet and driving without a valid driver's license.
- Educational Assistance due to Accidental Death – pays the lump sum of benefits to a qualified dependent who at the time of Insured’s death is a full-time student of any institution or learning or education. Must be unmarried and between three (3) and twenty-one (21) years old. Maximum benefit of Php 2,500 for each qualified dependent.
- Death Due to Corona Virus (COVID-19): If within one year from the date of infection of COVID-19 shall result in Death of an Insured Person, the Company will pay under this Policy not exceeding the maximum amount stated in the Schedule of Benefit.
- Conditions:
a. Age Eligibility is one (1) to seventy (70) years old.
b. Must not be suffering from the following diseases prior to diagnosis of being positive with COVID-19 infection. With: Hypertension, Cardiovascular Disease, Diabetes, Respiratory Disease, Cancer, Kidney Injury/Disease.
c. Coverage is applicable only in the Philippines and in countries with a low infection rate (below 50 cases) based on the daily report of the World Health Organization.
- Conditions:
**These are only some of the exclusions. Complete listings are in the issued policy.
4. Sulit Solo ProtekTODO
The Sulit Solo ProtekTODO is Personal Accident insurance valid for six (6) months for individuals aged 17-70 yrs. old and covers Death due to Accident and Death due to Motorcycle Accident, with Permanent Disablement or Dismemberment due to Accident.
Insured can avail up to five (5) policies.
Insurance Premium: P20.00 / COC
| Coverages | Principal 17 to 70 years old |
|---|---|
| Accidental Death or Loss of Life Including Unprovoked Murder & Assault | Php 15,000.00 |
| Loss of Life due to Motorcycling Accident | Php 5,000.00 |
| Permanent Disablement or Dismemberment due to Accident | Up to Php 10,000.00 (subject to schedule) |
| Permanent Disablement or Dismemberment due to Motorcycle Accident | Up to Php 5,000.00 (subject to schedule) |
5. Premium Solo ProtekTODO
Premium Solo ProtekTODO gives protection for a term of one (1) year for individuals aged 17-70 yrs old. It covers Death due to Accident and Death due to Motorcycle Accident, with Permanent Disablement or Dismemberment due to Accident. It also provides Cash assistance for Natural death or Death due to sickness and Educational assistance for the child/ren of the insured.
Insured can have a maximum of five (5) policies
Insurance Premium: P50.00 / COR
| Coverages | Principal 17 to 70 years old |
|---|---|
| Accidental Death or Loss of Life Including Unprovoked Murder & Assault | Php 20,000.00 |
| Loss of life due to Motorcycle Accident | Php 5,000.00 |
| Permanent Disablement or Dismemberment due to Accident | Up to P 15,000.00 (subject to schedule) |
| Permanent Disablement or Dismemberment due to Motorcycle Accident | Up to P 7,500.00 (subject to schedule) |
| Accidental Burial Benefit | Php 5,000.00 |
| Cash Assistance due to Natural Death/Death due to Sickness (Conditions May Apply) | Php 5,000.00 |
| Educational Assistance for Beneficiary Due to Accidental Death | Php 2,500.00 |
6. Premium Pamilya ProtekTODO
Premium Pamilya ProtekTODO is an Accident Insurance package design for the family with a term of one (1) year. It gives security protection for the insured and his dependents covering Death due to Accident and Death due to Motorcycle Accident, with Permanent Disablement or Dismemberment due to Accident. It also provides Cash assistance for Natural death or Death due to sickness and educational assistance for the child/ren of the insured and Fire assistance for the Principal Insured’s residency.
Insured can have a maximum of five (5) policies.
Insurance Premium: P100.00 / COR
| Coverages | Principal (17-70 y/o) |
Spouse/Parent (17-70 y/o) |
Children/Sibling (newborn-21 y/o) |
|---|---|---|---|
| Accidental Death or Loss of Life Including Unprovoked Murder & Assault | Php 30,000.00 | Php 15,000.00 | Php 10,000.00 |
| Loss of life due to Motorcycle Accident | Php 5,000.00 | Php 5,000.00 | Php 2,500.00 |
| Permanent Disablement or Dismemberment due to Accident | Up to Php 30, 000.00 (subject to schedule) |
Up to Php 15, 000.00 (subject to schedule) |
Up to Php 10,000.00 (subject to schedule) |
| Permanent Disablement or Dismemberment due to Motorcycle Accident | Up to Php 10,000.00 (subject to schedule) |
Up to Php 5,000.00 (subject to schedule) |
Up to Php 5,000.00 (subject to schedule) |
| Accidental Burial Benefit | Php 10,000.00 | Php 5,000.00 | Php 2,500.00 |
| Natural Death/Death due to Sickness (Conditions May Apply) | Php 5,000.00 | Php 2,500.00 | Php 2,500.00 |
| Fire Assistance | Php 5,000.00 | --- | --- |
| Educational Assistance Due to Accidental Death | --- | --- | Php 2,500.00 |
7. Sulit Singko ProtekTODO
Sulit Singko ProtekTODO, the most affordable insurance policy that's available to all our customers with transactions at any of PPS branches such but not limited to remittance, pawn, and foreign currency exchange. An insurance with a term of one (1) month with no age limit and minimum requirement upon a claim.
Insured can have a maximum of five (5) policies.
Insurance Premium: P5.00 / certificate
| Coverages | Principal 5 to 100 years old |
|---|---|
| Death due to Accident including Motorcycle Accident, Unprovoked Murder and Assault | Php 20,000.00 |
| Compassionate Benefit | Php 2,500.00 |
| Death due to Any Causes (Cash Assistance Death Benefit due to Natural Death or Sickness) | Up to Php 2,500.00 |
*Subject to the terms and conditions stated in the Master Policy issued by the Insurance Company.
