Accident Insurance

Abot kayang Insurance para sa Pilipino!

In October 2014, Palawan Pawnshop launched PPS PEPP ProtekTODO, an accident insurance plan designed to provide Filipino masses social security and personal protection at an affordable option.

ProtekTODO Policies

ProtekTODO comes in six different policy covers to suit each customer’s needs:

1. SULIT SOLO ProtekTODO

The Sulit Solo ProtekTODO is a personal accident insurance valid for 4 months for individuals aged 16-70 yrs old and covers death due to accident and motorcycle accident, with permanent/ partial disablement benefit. 

Schedule of Benefits

Coverage 16 to 70 years old
Death Due to Accident including Unprovoked Murder and Assault Php 10,000.00
Death Due to Motorcycle Accident Php 5,000.00
Permanent Disablement or Dismemberment due to Accident Up to Php 10,000.00
Permanent Disablement or Dismemberment due to Motorcycle Accident Up to Php 5,000.00

Insurance Premium: P20.00 / certificate

2. ESKWELA PROTEKTODO

Eskwela ProtekTODO aims to provide an affordable insurance protection to all Filipino students, making ProtekTODO available to a wider age group valid for one (1) year from the date of enrollment.

Schedule of Benefits

Coverage 5 to 70 years old
Death due to accident Php 10,000.00
Permanent Disablement or Dismemberment Php 10,000.00 max
SUBJECT TO ATTACHED SCALED
Death Due to Motorcycle Accident Php 5,000.00
Medical Reimbursement Due to Accident Php 1,000.00
Daily Hospital Confinement Allowance. Due to accident, maximum of 5 days Php 100.00 per Day
Fire Assistance Php 2,500.00

Insurance Premium: P30.00 / certificate

3. PREMIUM SOLO ProtekTODO

Premium Solo ProtekTODO gives protection for a term of one year for individuals aged 16-70 yrs old. It covers death due to accident and motorcycle accident, permanent/ partial disablement benefit. It also provides cash assistance for death due to natural cause and educational assistance for the child/ren of the insured.

Schedule of Benefits

Coverage 16 to 70 years old
Death Due to Accident including Unprovoked Murder and Assault Php 20,000.00
Death due to Motorcycle Accident including Burial Benefit Php 10,000.00
Permanent Disablement or Dismemberment due to Accident Up to Php 15,000.00
Permanent Disablement or Dismemberment due to Motorcycle Accident Php 5,000.00
Educational Assistance for Beneficiary Php 2,500.00
Cash Assistance Due to Natural Death Php 2,500.00

Insurance Premium: P50.00 / certificate

4. PREMIUM PAMILYA PROTEKTODO

Premium Pamilya Accident Insurance is a package insurance design for family! It gives security protection for the insured and his immediate family in covering death due to accident and motorcycle accident, permanent/ partial disablement benefit. It also provides cash assistance for death due to natural cause, educational assistance for the child/ren of the insured and fire assistance for enrolled family's address.

Schedule of Benefits

Coverage Principal Spouse/Parent Children/Sibling
Death due to Accident including Unprovoked Murder & Assault; including Burial Benefit Php 40,000.00 Php 20,000.00 Php 12,500.00
Death due to Motorcycle Accident including Burial Benefit Php 15,000.00 Php 7,500.00 Php 5,000.00
Permanent Disablement or Dismemberment due to Accident Up to Php 30, 000.00 Up to Php 15,000.00 Up to Php 10,000.00
Permanent Disablement or Dismemberment due to Motorcycle Accident Up to Php 5,000.00 Up to Php 2,500.00 Up to Php 2,500.00
Cash Assistance Due to Natural Death Php 5,000.00 Php 2,500.00 Php 2,500.00
Fire Assistance Php 5,000.00 - -
Educational Assistance Due to Accidental Death Php 2,500.00 - -

Insurance Premium: P100.00 / certificate

5. TRAVEL PROTEKTODO

ProtekTODO's travel insurance aims the safety travels of the Insured and covers Personal Accidental Death with maximum protection anytime and anywhere.

Schedule of Benefits

Coverage 16 to 70 years old
Death due to Accident including Unprovoked Murder & Assault Php 10,000.00
Death due to Motorcycle Accident Php 5,000.00
Permanent Disablement or Dismemberment due to Accident Up to Php 10,000.00
Permanent Disablement or Dismemberment due to Motorcycle Accident Up to Php 5,000.00

Insurance Premium: P20.00 / certificate

*Subject to the terms and conditions stated in the Master Policy issued by UCPB General Insurance Co., Inc.

6. SULIT SINGKO PROTEKTODO

The most affordable insurance policy that's available to all our customers with transaction at any of our branch such but not limited to remittance, pawn and foreign currency exchange. An insurance valid for one month with no age limit and minimum requirement upon claim.

Schedule of Benefits

Coverage
Death due to Accident Php 20,000.00
Death due to Motorcycle Accident Php 20,000.00
Death due to other Causes Up to Php 2,500.00

Insurance Premium: P5.00 / certificate

*Subject to the terms and conditions stated in the Master Policy issued by Liberty Insurance Corporation.

How to Enroll

  1. Accomplish and sign the ProtekTODO Enrollment Form.
  2. Pay the fee for selected insurance coverage.
  3. Sign and receive the Confirmation of Registration (COR).

For Sulit Singko ProtekTODO:

  1. A customer has to have a remittance, pawn, money changing or other services transactions at the branch.
  2. Customer needs not to fill out a ProtekTODO enrollment form. The customer doing transaction at the branch is the automatic principal insured.

How to Apply for Claim

  1. Go to any Palawan Pawnshop branch.
  2. Fill-out the Notice of Claim available in the branch.
  3. Submit all the necessary documents required within ninety (90) days from the date of incident.
  4. You will be notified through your given mobile number upon the approval of the claim.
  5. All claims shall be payable in cash and shall be released at the branch where the claim was filed.

Claim Requirements

For Personal Accident Claims:

  • Confirmation of Registration
  • Police/Incident Report
  • Birth/Death Certificate
  • If Insured’s parent is claimant - photocopy of Insured’s birth Certificate
  • If Insured’s daughter or son is claimant - photocopy of claimant’s birth Certificate
  • If Insured’s sibling is claimant – photocopy of Birth Certificate of both insured and claimant
  • Marriage License
  • Valid ID of Claimant or Beneficiary
  • Medical Certificate
  • Clinical Abstract

For Natural Death:

  • Confirmation of Registration
  • Birth/Death Certificate
  • Marriage License
  • Valid ID
  • Medical Certificate
  • Clinical Abstract

For Cash Fire Assistance Claims:

  • Original Confirmation of Cover
  • Barangay Certificate of Fire Loss, that Insured is a fire victim
  • Insured’s valid ID with signature with address (photocopy)
  • Fire incident report from Bureau of Fire Protection
  • Picture(s) of fire loss

For Motorcycle Accident claims:

  • If Insured’s sibling is claimant - photocopy of Birth Certificate of both insured and claimant
  • Marriage License
  • Valid ID of Claimant or Beneficiary
  • Valid Driver’s License (if he’s the driver during the accident)
  • Medical Certificate
  • Clinical Abstract

Medical Reimbursements Claims

  • Confirmation of Registration
  • Incident report
  • Valid ID
  • Submission of original receipt
  • Doctor’s prescription
  • Medical certificate

Daily Hospital Confinement Allowance Claims

  • Confirmation of Registration
  • Incident report
  • Valid ID
  • Submission of original receipt
  • Doctor’s prescription
  • Medical certificate
  • Admission and discharged slip of hospital &/or SOA, if hospitalize